How Much Do Fillings Cost With & Without Insurance

At AV Dental Wellness Group, we understand that dental care costs are a significant concern for many of our patients. One of the most common dental procedures we perform is filling cavities. In this blog post, we’ll break down the costs of dental fillings, both with and without insurance coverage. We’ll also explore factors that influence the price and provide tips to help you manage your dental expenses.

Understanding Dental Fillings

Dental fillings are used to repair teeth damaged by decay. When tooth decay creates a cavity, we remove the decayed material and fill the space with a durable material to restore the tooth’s function and prevent further decay. Fillings can be made from various materials, including amalgam (silver), composite resin, porcelain, or gold.

Factors Affecting the Cost of Dental Fillings

Several factors can influence the cost of dental fillings:

  • Type of filling material
  • Size and location of the cavity
  • Number of tooth surfaces affected
  • Dentist’s experience and location
  • Additional procedures required

Let’s explore each of these factors in more detail.

Type of Filling Material

The material chosen for your filling can significantly affect the cost. Amalgam (silver) fillings are usually the most economical choice, while composite resin fillings, although more expensive than amalgam, are less costly than porcelain or gold fillings. Porcelain fillings, referred to as inlays or onlays, come at a higher price due to their durability and natural look. On the other hand, gold fillings, the priciest option, are also the most long-lasting.

Size and Location of the Cavity

Larger cavities require more material and time to fill, which increases the cost. Additionally, cavities in hard-to-reach areas of the mouth may be more challenging to treat, potentially raising the price.

Number of Tooth Surfaces Affected

Dentists often describe cavities by the number of surfaces they affect. A tooth has five surfaces, and fillings can cover one to five of these surfaces. More surfaces mean higher costs.

Dentist’s Experience and Location

Experienced dentists in areas with a higher cost of living may charge more for their services. However, at AV Dental Wellness Group, we strive to provide high-quality care at competitive prices for our Lancaster, CA, community.

Additional Procedures Required

Sometimes, additional treatments, such as a dental exam, X-rays, or tooth preparation, may be necessary before placing a filling. These can add to the overall cost.

Average Costs of Dental Fillings Without Insurance

Without insurance, the cost of dental fillings can vary widely. Here’s a general range of what you might expect to pay out-of-pocket:

  • Amalgam fillings: $50 to $150 per filling
  • Composite resin fillings: $90 to $250 per filling
  • Porcelain fillings: $250 to $4,500 per filling
  • Gold fillings: $250 to $4,500 per filling

Remember, these are average ranges, and the actual cost may be higher or lower depending on the factors mentioned earlier.

Dental Filling Costs With Insurance

If you have dental insurance, your out-of-pocket costs for fillings will likely be significantly lower. However, your exact amount depends on your specific insurance plan and coverage.

Most dental insurance plans cover fillings as a basic procedure. Typically, insurance will cover:

  • 80% to 100% of the cost for amalgam fillings
  • 60% to 80% of the cost for composite fillings

Remember that many insurance plans have annual maximums, deductibles, and waiting periods that can affect out-of-pocket costs.

Saving Money on Dental Fillings

Even if you don’t have insurance or your insurance doesn’t cover the full cost, there are ways to make dental fillings more affordable:

  1. Preventive care: Regular check-ups and good oral hygiene can help prevent cavities, saving you money in the long run.
  2. Dental discount plans: These plans offer reduced rates on dental procedures for a yearly fee.
  3. Payment plans: Many dental offices, including AV Dental Wellness Group, offer flexible payment options to help spread out the cost of treatment.
  4. Dental schools: Dental schools often provide discounted services performed by supervised students.
  5. Compare prices: Don’t hesitate to get quotes from different dentists, but remember that the lowest price doesn’t always mean the best value.
Before and after dental fillings

The Importance of Timely Treatment

While it’s understandable to be concerned about costs, it’s crucial not to delay treatment for a cavity. Postponing a filling can lead to more extensive and expensive procedures down the line, such as root canals or extractions. Early treatment is often less invasive and more cost-effective.

Insurance Considerations at AV Dental Wellness Group

Our practice works with a wide range of insurance providers to help our patients maximize their benefits. Our team is experienced in navigating insurance claims and can help you understand your coverage. Before beginning any treatment, we’ll provide a detailed cost estimate so you know exactly what to expect.

For patients without insurance, we offer various payment options and can discuss ways to make your treatment more affordable. Our goal is to ensure that all our patients in Lancaster, CA, have access to the dental care they need.

Still Have Questions About Fillings in Lancaster, CA?

The cost of dental fillings can vary based on factors like type, complexity, and insurance. Treating cavities promptly can save money and safeguard oral health long-term. At AV Dental Wellness Group, we offer quality, affordable dental care in Lancaster, CA. Each patient is unique, so we tailor treatments to your needs and budget.

If you have concerns about costs or procedures, contact our team. We’ll discuss options, clarify insurance, and help you prioritize dental health – your smile is key to overall well-being.